article

You Really Should Inventory Your Personal Property

By Bluehammer Admin

A home inventory is a smart way to safeguard your valuables, saving money and time.

What is a home inventory?

A home inventory is a list you make of your personal property found in and around your house. Each item you add includes photographs, model numbers, descriptions, purchase price and other detailed information.

Using your home inventory for insurance needs

The number one reason for having a home inventory is for insurance purposes and being prepared for a covered disaster. Having a home inventory report of your personal property speeds up the claim process saving you time and money. Knowing how much personal property you have is also key when shopping for homeowners insurance, helping ensure you pay for just the right coverage.

Using your home inventory for reference

Another use for your home inventory is for reference. For instance, say you are in the home improvement store and remember you need a new refrigerator water filter but don't know the model number of your refrigerator. Being able to see the model number of your refrigerator from your home inventory on your phone saves you another trip to the store or the possibility of buying the wrong filter.

How to use bluehammer's home inventory tool

Using bluehammer's home inventory tool is easy can be accessed from any connected device from computer to smart phone.

  • Sign up for bluehammer if you haven't alreadySigning up and claiming your home is free
  • Click on the Home Inventory toolThis will take you to the main page of your home inventory tool
  • Start in one roomStarting in one room, add items by choosing the category in the home inventory tool that they fall under. Click the + Add button next to that category and fill out the information for that item. Click save and then take or add any photos of that item on the next screen. Click save when you are finished. Repeat the process until you have documented all your personal property in that room.

Searching your home inventory

To search for an item, click the "search all items" button. To search within a category, click the magnifying glass for that category. This will bring up a screen where you can start typing the name, category or area to start filtering your results. Click on the item in the list of results to see it's details.

Running a home inventory report

If you want to run a report of your home inventory items, go to the My Home Reports tool and click on the Home Inventory Report. You get options such as viewing a summary or detailed view, viewing the photos and if you want the items sorted by area or category. You can also run your Homeowners Insurance Report which will display your home inventory total as well as other numbers to help you compare to your current homeowners insurance coverage.

Categories in the bluehammer home inventory tool

The categories in the home Inventory tool help you get an idea of the type of personal property you should be keeping a safe record on.

  • Applianceskitchen, laundry, water heater, heating and cooling
  • Clothingsuits, dresses, shoes, wedding, accessories
  • Electronicstv's, computers, receivers, tablets, phones, gaming
  • Furnituredining tables, sofas, beds, pianos, entertainment centers
  • Jewelry & Collectiblesrings, watches, art, memorabillia
  • Toolspower tools, lawn mowers, chainsaws
  • Othereverything else

Want to estimate your home improvement costs before talking with a contractor? Claim your home for free with bluehammer to estimate costs, secure your home inventory and learn more about your home.

* THIS REPORT IS AN OPINION THAT MAY BE INACCURATE AND IS PROVIDED SOLELY AS AN INFORMATIONAL TOOL NOT DESIGNED TO PROVIDE DEFINITIVE ANSWERS. ALL ELEMENTS ARE OFFERED "AS IS" AND BLUEBOOK EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES, REPRESENTATIONS, AND GUARANTEES OF ANY NATURE, EXPRESS, IMPLIED OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABLITILY, NONINFRINGEMENT, TITLE, QUIET ENJOYMENT, ACCURACY, OR FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL BLUEBOOK (OR THEIR SUPPLIERS) BE LIABLE FOR ANY GENERAL, DIRECT, SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION, THOSE RESULTING FROM USE OF THE PRODUCT, INCLUDING : (1) RELIANCE ON THE MATERIALS PRESENTED, (2) COSTS OF REPLACEMENT GOODS, (3) LOSS OF USE, DATA OR PROFITS, (4) DELAYS OR BUSINESS INTERRUPTIONS, (5) AND ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION) WHETHER OR NOT BLUEBOOK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Know what you should pay for your home improvement projects with bluehammer.Claim your home. It's free!

Popular


Double up! Stylish Solutions For Shared Bedroom Spaces

Fitting multiple kids in a house can be challenging, and when they have to double - or tripl - up (or more!) in one room, style can take a hit.

Trend Alert: Convert a Dresser or Vintage Desk Into a Unique Bathroom Vanity

It's one of Houzz's deign trends for 2017, and it gives you a chance to express your style, add a character piece to your home, and maybe even save some money at the same time. It's the bathroom vanity conversion, and it just might inspire you to make a change for the better.

Understanding Hard Water (and How to Solve It)

Do you have hard water? If you notice spots and films on glasses that come straight from the dishwasher, or you can't seem to work up a good lather when washing your hands, it's a good bet that you do.

Bright Ideas: How to Light Up Your Rooms

These clever tricks banish dim interiors and dark corners, and usher natural light into the house.

It's Time to Clean Your Kitchen Dishwasher

Whether your dishwasher has a funky smell to it or not, a periodic cleaning should be at the top of your to-do list

Easy Architectural Details You Can Add To Your Home

Newer homes, especially those geared toward first-time buyers, are often devoid of the level of architectural detail you would find in older or more expensive homes. If you're not a fan of the big, boring box look, you can easily add in some detail to up the charm factor. And, many of these projects can be done yourself with minimal skill and money.

Ideas for Saving Energy with Your Smart Home

You may feel safe inside on a hot, smoggy day, but hidden dangers could be damaging your health right in your own home. In fact, according to the World Health Organization (WHO), 4.3 million people a year die from exposure to household air pollution. Poorly ventilated dwellings, smoking around the home and fine particles can all negatively impact your health.

Can't Sleep? Why Your House Might Be To Blame And What You Can Do About It

Not being able to get sufficient sleep isn't just annoying. Beyond making you grouchy and causing you to yawn all day, it can threaten your immune system, impact your memory, and injure your back. There are a number of potential reasons for your sleeping issues, but your house probably isn't helping. With a few fixes, you may be sleeping soundly in no time.

Home Foundations And Why Material Matters

The typical single-family home can weigh anywhere from 80,000 to 160,000 pounds. Foundations provide a solid base for a home's weight, help to ensure the house stays level and provides a base for construction to take place. Foundations matter, and so does the material that they're made of. Here's a closer look at both, starting with materials and why they matter.

Remodeling Your Outdoor Patio On A Budget

Creating and sticking to a home improvement project's budget is about as easy and comfortable as pulling teeth. But when it comes to a task as exciting as an outdoor space remodel, it's necessary to think and talk about the budget before taking any further steps.

See More Articles